Before applying for coverage, it’s important to verify which Medicare plans are accepted by your preferred doctors and hospital. Most healthcare providers do not accept every insurance plan available. Focusing your search on Medicare plans accepted by your healthcare providers helps ensure you’ll have smooth access to care — without the stress of having to switch doctors or hospitals just to use your Medicare benefits. Nicholas Ruggiero licensed insurance agents always confirm which Medicare plans are accepted by your physicians and hospital to make your choice easier and more reliable.

Think About the Services You Regularly Use Make a list of the healthcare services you’ve needed recently. This will help you ensure that any Medicare plan you’re considering includes the important benefits you rely on.

Make a list of your prescriptions, including: the name of the prescription drug, dosage, and frequency. Compare your list against the plan formulary of any Medicare Part D Prescription Drug plans of interest, and make sure all of your prescription medications are covered.

Create a list of all your prescriptions, including the medication name, dosage, and how often you take it. Then, compare your list with the formulary of any Medicare Part D Prescription Drug plan you’re considering to ensure all your medications are covered.

Medicare Advantage plans often include extra benefits. If certain added benefits are important to you, look for a plan that meets both your healthcare needs and your preferences for additional coverage. Be sure to review all the key points outlined in this section to make the best decision for your situation.